Apps & Bits Automating FAIR Plan + DIC Workflows
Help your team manage one of California’s most complicated coverage conversations. Apps & Bits automates the repetitive coordination, data extraction, and follow-up for split-policy accounts.
A split-policy workflow is an operational drain
The FAIR Plan is not a standard homeowners policy. Residential policyholders still need separate DIC coverage for water, liability, and theft. For agencies, that means double the work for a single account.
- Explaining FAIR Plan limitations to confused clients
- Coordinating separate DIC policies and applications
- Comparing multiple declarations pages and coverage forms
- Tracking missing documents across two parallel submissions
FAIR Plan + DIC Review
A structured approach to split-policy accounts
Capture the inquiry
Lorina or an intake workflow captures property details, current coverage status, and contact information before the team starts manual work.
Identify the need
The system automatically flags the account as a candidate for a FAIR Plan + DIC conversation based on the intake data.
Extract document data
Once documents arrive, the system extracts key information from the FAIR Plan and DIC quotes, applications, and policies.
Review the checklist
The workflow creates a structured checklist for the CSR, highlighting liability, water damage, theft, and renewal date alignment.
Standardized handoff
The licensed agent receives a clean summary, allowing them to focus on coverage advice rather than data gathering.
Built for your existing agency workflows
Apps & Bits does not replace your AMS, CRM, or carrier portals. We build automation around the tools you already use—email, PDFs, carrier portals, and internal checklists—to reduce manual operational drag.
Common questions
Does this replace my carrier portals?
No. We build automation around your existing portal and AMS workflows to reduce the manual work of data entry and document review.
Can it handle both personal and commercial FAIR Plan accounts?
Yes, the automation logic can be configured to support the specific requirements of residential or commercial property workflows.
How does it help with DIC policies?
The system helps coordinate the parallel workflow, ensuring that DIC coverage is properly matched to fill the gaps in the FAIR Plan policy.
Automate your FAIR Plan + DIC workflow
If your team is spending too much time explaining, coordinating, and tracking FAIR Plan + DIC coverage, Apps & Bits can help. We’ll identify exactly where automation can save your team time and reduce E&O risk.
Book a Free AI Audit